The duties of the Press Advertisement Agency do not consist only of announcement intermediation: credit, lending and social assistance are also among its statutory duties.

The Conditions for Credit and Lending — Art. 23

The form and conditions of the credit to be extended and of the money to be lent by the Agency are determined by decision of the General Assembly.

However, the amount of interest to be taken may not exceed the maximum limit fixed by the legislation in force.

The Agency may also extend credit, within the principles to be determined by the General Assembly, to its customers who give announcements and advertisements.

ElementContent
Form and conditionsDetermined by decision of the General Assembly
InterestMay not exceed the maximum limit fixed by the legislation in force
Credit to those giving announcementsMay be extended within the principles to be determined by the General Assembly

The Form of Financing — Art. 22

Which national banks the Agency will deposit its money with, which of them it will use as intermediaries in collecting its receivables and paying its debts, how it will conduct its credit transactions and lending business, and the form of financing of its other activities are subject to a decision of the General Assembly.

The Source: The Method of Allocation — Art. 20

The amount of the total annual revenue remaining after the application of the capital of the Agency and of the provision of Article 18 that is to be allocated to the performance of each of the duties of the Agency is determined on the proposal of the Board of Directors and by decision of the General Assembly. Separate accounts are opened accordingly.

Assistance to Trade Unions and Associations — Art. 8/4

The Power to Borrow — Art. 21

The Agency is empowered, by decision of the General Assembly, to contract loans from banks up to a maximum of half of its remaining assets at the end of the last financial year, for the performance of its duties.

The General Assembly Decision on Loans and Aid

Who May Benefit?

BeneficiaryTypeBasis
Periodicals participating in the administration of the AgencyCredit — a term of at most 5 yearsArt. 2/2
Press associations and trade unionsCredit — a term of at most 5 yearsArt. 2/2
Members of the press working intellectually or physically in the pressLending — a term not exceeding 2 yearsArt. 2/3
Members of the press in need of assistance and unable to workAidArt. 2/5
The families of deceased members of the pressAidArt. 2/5
Customers who give announcements and advertisementsCreditArt. 23/3
The trade unions and associations of press workersAssistance at a rate of at least 5% of the annual net profitArt. 8/4

What Does Participating in the Administration of the Agency Mean?

Art. 15/2: natural and legal persons who own newspapers and magazines published in those cities may also participate in the capital by giving ten thousand lira, and in the administration of the Agency within the framework of the provisions of this Law.

We covered the participation share and its return in the revenues and commission fee of the Agency and in the return of the shares of the banks participating in the capital of the Agency.

Conclusion

The Agency extends credit with a term of at most 5 years to the periodicals participating in its administration and to press associations and trade unions, and lends money with a term not exceeding 2 years to members of the press; it also assists members of the press in need and the families of those who have died. The form and conditions of the credit and the loan are determined by decision of the General Assembly, and the interest may not exceed the maximum limit fixed by the legislation. The General Assembly also provides assistance to press trade unions and associations at a rate of at least 5% of the annual net profit.